By KEVIN ELLISON Associated PressKANSAS CITY (AP) You may not know it, but you’re saving on gas, groceries and other essentials by using coupons and promotions.

And, as always, it can be worth it.

The Kansas City Star says people who have saved from a credit card for at least one month, and pay their bills on time can use those credits to get free meals or snacks, as well as discounts on groceries and gas.

The Star says those credits can be used for everything from grocery purchases to a car rental or car wash, or to get out of a gas bill and save money on a second car.

The coupon-and-promotion program started in Kansas City, Missouri, but now covers more than 80 states and Puerto Rico.

Its members get to save up to 10% on all types of purchases at participating stores, including gas, food and groceries.

The paper says consumers can get a rebate if they have a car, a home or a business and pay for a second vehicle or car for a year.

The savings are capped at 10% of the value of the purchase.

The Star said there are no minimum or maximum amounts.

Some states and local governments have banned such rebate programs.

In Kansas, the program is available to eligible people over age 18 who are residents of the city, state or territory where the store is located.

The program offers cash rebates, too, which are capped and can range from $100 to $250.

In many states, the cash rebate covers all purchases and is available only for those who qualify.